Financial Regulation: Law and Policy - 4th Edition - Howell E. Jackson

Financial Regulation: Law and Policy 4th Edition Howell E. Jackson ISBN 9798887864150

Financial Regulation: Law and Policy, Fourth Edition offers an innovative and accessible introduction to the dynamic field of financial regulation. Positioned at the intersection of technological innovation, market forces, and political economy, financial regulation has been shaped by crises, rapid change, and evolving public debate. Since the turn of the millennium, developments such as the 2008 Financial Crisis, major shifts in regulatory design, the digital transformation of the economy, the COVID-19 pandemic, and the March 2023 banking turmoil have all influenced the landscape of financial oversight.

The Fourth Edition, updated through April 2025, reflects these changes while continuing the comprehensive analysis of the U.S. financial sector. It covers banks, insurance companies, broker-dealers, asset managers, fintech firms, complex financial conglomerates, and government-sponsored enterprises. The text examines a wide range of financial activities, from traditional banking and consumer finance to asset management, payment systems (both digital and traditional), digital assets, securitization, short-term wholesale funding, money markets, and derivatives.

New and Updated Features in the Fourth Edition:

• Expanded three-chapter coverage of payments systems

• Substantially updated discussions of consumer finance, wholesale funding, and GSEs

• Analysis of significant financial regulatory initiatives from the second Trump Administration

• Continued comparison of market and regulatory architecture across the entire financial sector

Benefits for Professors and Students:

• Accessible, comprehensive overview of modern financial regulation

• Integrates historical context with current regulatory and market developments

• Highlights the impact of technological change, crises, and political shifts on regulation

• Equips students to understand and critically assess complex financial markets and regulatory policies

Financial Regulation: Law and Policy 4th Edition Howell E. Jackson ISBN 9798887864150, 979-8887864150 & 9798317703561

Authors:
Howell E. Jackson
Margaret E. Tahyar