Consumer Law: Cases, Problems and Materials - Frederick H. Miller

Consumer Law: Cases, Problems and Materials Frederick H. Miller ISBN 9780890898697

Designed for a two- or three-hour course, Consumer Law examines the specialized legal rules that govern consumer transactions. These rules supplement traditional principles of contract, property, and tort law by requiring disclosures and regulating agreements and business practices involved in consumer dealings. The book does not extensively cover consumer rules that override general commercial law doctrines—such as the holder in due course rule—since those topics are typically addressed in commercial law courses. Instead, they are briefly mentioned to acknowledge their relevance.

The authors, Miller, Harrell, and Morgan, organize the material into three main sections. The first section discusses pre-transaction protections, focusing on improper inducements such as deceptive advertising, unsolicited access devices, disclosure requirements, and fair evaluation of consumer agreements. The second section addresses protections during the initial transaction, including topics such as charge regulation, unconscionability, unfair practices, and bad faith in consumer agreements. The final section examines post-transaction protections, covering issues that arise after a transaction is completed, such as billing disputes, limitations on default remedies, enforcement of liens, abusive debt collection practices, and bankruptcy.

The casebook includes discussion of both federal and state consumer protection laws. At the federal level, it examines legislation such as the Consumer Credit Protection Act, statutes and regulations of the Federal Trade Commission, and the Real Estate Settlement Procedures Act (RESPA). At the state level, the focus is primarily on uniform laws, including the Uniform Consumer Credit Code and the Consumer Sales Practices Act.

Consumer Law: Cases, Problems and Materials Frederick H. Miller ISBN 9780890898697, 978-0890898697 & 978-08908-98697

Authors
Frederick H. Miller
Alvin C. Harrell
Daniel J. Morgan